Discover Ideal Snowbird Destinations This Winter
By Sandra Block, Ella Vincent, Emma Patch
Published 4 July 2024
If you’re not ready to move permanently into retirement but would rather avoid shoveling snow in the winter, renting or buying a home in a warm-weather state could offer the best of both worlds. This allows you to keep your longtime home near family and friends while enjoying sunny escapes during colder months.
More than 1 million people spend part of the year in Florida, with many being retirees. Additionally, states like the Carolinas, Georgia, and Alabama have become popular destinations for snowbirds. As millions of baby boomers retire, southbound traffic on I-95 is likely to intensify.
However, while the snowbird lifestyle may appear desirable during harsh winter periods, the qualities that make a location ideal for a vacation may not necessarily translate into a favorable long-term living environment. An ideal snowbird community should provide opportunities for community and engagement, not just relaxation.
Factors to Consider Before Choosing a Snowbird Destination
As you evaluate various options for snowbird living, consider the following essential factors:
- Buying vs. Renting: Renting can help you assess whether a community is a good fit before you commit to purchasing property. Encouraging clients to consider a winter rental before investing in a second home is common advice.
- Health Care: Ensure that quality medical care is accessible during your winter stay, especially if you are enrolled in Medicare Advantage, as some plans have strict in-network requirements.
- Taxes: Many southern and southwestern states appeal to retirees with low or no state taxes. To establish residency in a low-tax state, be sure to spend the required time there and complete necessary registrations.
- Estate Planning: Be aware that estate planning laws can vary significantly by state. As such, documents like healthcare directives may not be recognized in every state.
Financing Your Snowbird Nest
While initially renting a condo or second home in a warm-weather state may be sensible, you may eventually desire the perks of property ownership. With the recent drop in second home sales due to soaring mortgage rates, many sellers are adjusting their prices. Purchasing a second home can be financially viable if approached correctly.
Top Snowbird Locations
Florence, SC
Population: 40,609
Cost of living: 95.0
Average temperature during snowbird season: 58 degrees
Number of hospitals within 25 miles: 6
Florence boasts a rich history and has transformed from an empty railroad hub to a vibrant community with numerous new businesses. The cost of living is reasonable, with one- and two-bedroom apartments available for under $1,500 monthly.
Brunswick, GA
Population: 16,122
Cost of living: 85.0
Average temperature during snowbird season: 68 degrees
Brunswick offers charming coastal life and a range of outdoor activities, while housing remains affordable. The local vibe is enriched by historic charm and delicious dining options.
Vero Beach, FL
Population: 16,354
Cost of living: 93.4
Average temperature during snowbird season: 77 degrees
This region is an arts haven and features several galleries and theaters. Housing costs remain below the national average, with a welcoming community atmosphere.
Slidell, LA
Population: 28,781
Cost of living: 99.0
Average temperature during snowbird season: 69 degrees
Slidell offers a small-town vibe with local festivals and Cajun cuisine. Housing costs are competitive, making it an attractive option for retirees.
Northport, AL
Population: 37,961
Cost of living: 91.7
Average temperature during snowbird season: 50 degrees
With its southern charm and community events, Northport is an excellent place for retirees seeking affordable housing and a lively culture.
Mission, TX
Population: 83,211
Cost of living: 80.9
Average temperature during snowbird season: 76 degrees
Mission offers diverse recreational opportunities, great food, and low-cost housing, making it a hidden gem for snowbirds seeking a cheerful atmosphere.
Apache Junction, AZ
Population: 38,499
Cost of living: 101.9
Average temperature during snowbird season: 57 degrees
This Arizona town is perfect for outdoor enthusiasts, with plenty of hiking and cultural activities available, making it an exciting option for active retirees.
Mesquite, NV
Population: 20,471
Cost of living: 97.6
Average temperature during snowbird season: 50 degrees
Mesquite features beautiful desert landscapes and a range of golf courses, with an affordable housing market ideal for the winter months.
This information provides a brief overview of the realities of snowbird living, complete with insights into costs, quality of life, health care availability, and community vibe. Each destination presents unique advantages, making it crucial for prospective snowbirds to choose the right fit for their lifestyle needs.
