By Ellen Kennedy
in Features
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Booking a cruise for a family vacation or romantic getaway can be an exciting endeavor. Cruises certainly provide a fantastic opportunity for extended families to bond, with activities catering to kids, adults, and seniors alike. Moreover, if you book strategically using travel rewards credit cards or cash back cards, you can save money and enjoy extra perks for your trip.
1. Book a Cruise with Rewards Credit Cards
For seasoned cruisers, booking a cruise while earning or redeeming credit card rewards can be a complex task. Therefore, a simple yet flexible strategy is recommended.
According to Ted Rossman of Creditcards.com, it’s advisable to steer clear of cruise-branded credit cards, as they tend to offer minimal rewards and limit you to one cruise line. Instead, opt for a flexible travel rewards card or a cash-back card.
Get the Most Out of Your Travel Rewards
Booking with adept travel rewards credit cards can bestow travel-related advantages such as travel assistance and zero foreign transaction fees. Here are some popular options to maximize your rewards when booking a cruise:
- Chase Sapphire Preferred® Card: Earn five points for every dollar booked through its travel portal. By calling a Chase cruise specialist, you can unlock additional benefits. New cardholders can receive a substantial bonus upon qualifying purchases.
- Capital One Venture Rewards Credit Card: Earn five miles per dollar booked through Capital One Travel. New cardholders can enjoy a generous bonus and exceptional earning potential on all purchases.
2. Use a Costco or BJ’s Membership
Both Costco and BJ’s Wholesale Club offer significant travel discounts for members. For instance:
Costco: Known for competitive prices, Costco provides attractive cruise packages. The average Costco membership starts at $60 annually.
BJ’s: Members can earn a gift card when booking a cruise through their travel portal. A basic BJ’s membership costs approximately $55 per year. Both clubs frequently advertise remarkable last-minute deals.
3. Use Travel Agents
Despite the rise of online booking platforms, travel agents still offer immense value. They can help clients find excellent deals, comprehend pricing tiers, and manage payment deadlines. Notably, clients typically pay no direct fees, as agents earn commissions from cruise lines.
To find a trustworthy agent, seek recommendations from family and friends who have experience cruising. Additionally, vet agencies through established platforms like the Better Business Bureau.
Other Considerations
The cruise industry is not without its challenges, from health scares like norovirus outbreaks to environmental concerns. For travelers prioritizing sustainability, consider cruise lines rated highly in environmental impacts.
For example, look into the Cruise Ship Report Card from Friends of the Earth to find better-rated options. A clean and safe travel experience can also be researched through the CDC’s ship inspection tools.
Disclaimer
As an independent publication dedicated to maximizing your financial benefits, the article above represents our viewpoint and is not reflective of any entities mentioned, such as card issuers, hotels, or airlines. This content has not been evaluated or endorsed by any such entities.
