California is a treasure trove of diverse influences, accents, culinary delights, and breathtaking landscapes. Once you decide to settle in the Golden State, whether for retirement or to advance your career, you can find vibrant communities that match your lifestyle, budget, and interests.
However, it’s essential to note that living in California isn’t always cheap. Most cities have a higher cost of living compared to the national average, and California state taxes can impact your wallet significantly. That said, many believe the stunning vistas and rich culture justify the costs.
Calistoga: A Healing Haven Amidst Vineyards
- Population: 5,191
- Cost of living (national avg. = 100): 61.3% higher
- Median single-family home price: $1,115,628
- Median rent: $4,000
Calistoga is renowned for its healthful atmosphere, hot springs, and spas nestled within the picturesque wine country. The geothermal springs attract visitors seeking rejuvenation, spas, and unique wellness experiences.
Davis: A Bicycle-Friendly Botanical Paradise
- Population: 67,057
- Cost of living (national avg. = 100): 28.1% higher
- Median single-family home price: $908,360
- Median rent: $2,763
Davis is a hub for botany and outdoor enthusiasts, featuring the impressive 100-acre Arboretum and Public Garden. With its bike-friendly community, Davis encourages sustainability and outdoor activities, making it a desirable place for families and individuals looking to escape urban life.
Grass Valley: Old-World Charm Amidst Nature
- Population: 13,964
- Cost of living (national avg. = 100): 38.2% higher
- Median single-family home price: $522,219
- Median rent: $1,950
This historic mining town is lovingly referred to as the “Gold Capital of America.” Grass Valley’s affordable housing has drawn artists and families looking for a vibrant community nestled amid the Sierra Nevada foothills.
Half Moon Bay: Coastal Beauty and Fresh Seafood
- Population: 11,633
- Cost of living (national avg. = 100): 150.0% higher
- Median single-family home price: $1,575,418
- Median rent: $3,800
Located close to the Pacific Ocean, Half Moon Bay offers stunning coastline views, a plethora of outdoor activities, and some of the freshest seafood available. Residents can indulge in whale watching and enjoy the unique coastal lifestyle.
Oakland: A Cultural Melting Pot
- Population: 430,531
- Cost of living (national avg. = 100): 95.5% higher
- Median single-family home price: $805,867
- Median rent: $2,245
Adjacent to Berkeley and easily accessible to San Francisco, Oakland is a city of distinct neighborhoods that appeals to foodies, culture enthusiasts, and nature lovers alike. The vibrant atmosphere promotes a sense of community that is hard to find elsewhere.
Palm Springs: A Retreat for Architecture Enthusiasts
- Population: 44,935
- Cost of living (national avg. = 100): 31.2% higher
- Median single-family home price: $663,650
- Median rent: $3,250
Palm Springs is a haven for mid-century modern architecture lovers and those seeking a retreat from the chaos of urban life. Its annual events like the Modernism Week attract visitors interested in the art and culture of the area.
Petaluma: A Culinary and Craft Hub
- Population: 59,682
- Cost of living (national avg. = 100): 51.8% higher
- Median single-family home price: $936,980
- Median rent: $3,156
For those looking for a charming, walkable downtown filled with restaurants, boutiques, and craft breweries, Petaluma offers a vibrant community atmosphere that is both lively and welcoming.
San Diego: Year-Round Sunshine
- Population: 1,381,182
- Cost of living (national avg. = 100): 54.9% higher
- Median single-family home price: $1,035,332
- Median rent: $3,100
With its stunning coastline and mild temperatures year-round, San Diego is an ideal place for beach lovers and outdoor enthusiasts. From world-renowned attractions like the San Diego Zoo to bustling nightlife, there’s no shortage of experiences to enjoy.
San Luis Obispo: A Pretty College Town
- Population: 47,529
- Cost of living (national avg. = 100): 46.1% higher
- Median single-family home price: $1,059,643
- Median rent: $2,900
San Luis Obispo, home to California Polytechnic State University, is a charming college town that boasts an eclectic atmosphere with trendy cafes, outdoor concerts, and vibrant arts. While it’s not directly on the Pacific Ocean, nearby beaches like Pismo Beach offer quick access to coastal activities.
Truckee: A Gateway to Outdoor Adventure
- Population: 16,784
- Cost of living (national avg. = 100): 38.2% higher
- Median single-family home price: $1,018,826
- Median rent: $5,800
Renowned for its access to outdoor activities, Truckee provides an array of recreational opportunities, from skiing to hiking. As a beloved destination for adventure seekers, it has become increasingly popular, leading to a rise in housing costs.
Visalia: Affordable Living Amidst Agriculture
- Population: 143,965
- Cost of living (national avg. = 100): 0.4% lower
- Median single-family home price: $384,573
- Median rent: $2,000
Visalia’s affordable housing market, surrounded by farmland that supplies food to the state, makes it an appealing choice. The bustling farmer’s market provides fresh produce and artisanal goods, cementing its appeal as both an agricultural hub and an active community.