Best Travel Credit Cards for Hotels in 2024
Choosing the right hotel is essential for fully immersing yourself in a destination. A beautiful design, local culture events, and delectable food can transform a tourist into a traveler. Moreover, utilizing the best travel credits for hotels will expedite this journey, enriching your travel experience with valuable perks.
Why Choose Travel Credit Cards?
The best travel credit cards offer exclusive benefits and rewards, often elevating you to VIP status while traveling. Common perks include:
- Early check-in and late check-out privileges
- Complimentary breakfast and room upgrades
- Rewarding and coveted free nights
Your ascent to VIP status has never been as convenient with these premier hotel credit cards, making getaways notably more enjoyable.
Top Travel Credit Cards for Hotels in 2024
Best Hilton Card: Hilton Honors American Express Aspire Card
The Hilton Honors American Express Aspire Card stands out as the premier Hilton credit card, offering top-tier elite status automatically, which includes fantastic perks like club lounge access, 100% bonus points on paid stays, and more. With a substantial welcome bonus, you can enjoy free nights at Hilton hotels.
Best Hyatt Card: World of Hyatt Credit Card
Designed for loyalists, the World of Hyatt Credit Card provides an annual free night award and automatic Discoverist status, making it a fantastic choice for earning Hyatt points and enjoying elite benefits.
Best Marriott Card: Marriott Bonvoy Bevy™ American Express® Card
Marriott’s largest hotel chain allows for more personal credit card options. The Marriott Bonvoy Bevy™ card strikes an excellent balance of benefits with an attainable free night award after spending $15,000 per year.
Best IHG Card: IHG One Rewards Premier Credit Card
This card offers generous rewards for hotel spending, including an annual free night and automatic upgrades to Platinum elite status, making it an appealing option for frequent IHG guests.
Best for Families: Wyndham Rewards Earner® Card
Ideal for families, the Wyndham Rewards Earner Card assists in earning points for multiple rooms, providing a 10% discount on point redemption and offering a low annual fee.
Best for Flexibility: Capital One Venture X Rewards Credit Card
Offering versatility, the Capital One Venture X card allows users to earn Capital One miles for hotel stays and provides a robust rewards structure across various spending categories.
How to Choose the Right Hotel Credit Card
To select the best hotel credit card, consider the following:
- Your travel needs and hotel loyalty
- The annual fees versus the perks offered
- Type of rewards and points systems that suit your spending habits
Choosing a co-branded credit card may enhance your stay and expedite elite status. As a result, some cards may seem expensive but can provide significant value through benefits like free nights and travel credits.
FAQ
Are Hotel Credit Cards Worth It?
The value of hotel credit cards depends on your hotel stays frequency and offered benefits. A well-selected hotel credit card can offer substantial rewards and perks, enhancing your travel experiences.
Why Book Hotels with a Credit Card?
Credit cards provide more protection and security than other payment methods, enabling easy dispute of charges for overcharges or issues with holds. Additionally, credit cards may offer travel insurance, rewards, and credits.
How Much Do Hotels Usually Hold on Your Credit Card?
Normally, hotels will place a hold equivalent to the total stay amount plus an additional fee to cover incidentals, sometimes up to a few hundred dollars.
Do You Need a Credit Card to Book a Hotel?
While some hotels require a credit card for booking, many also accept cash or other forms of payment. Always confirm with the individual hotel prior to booking.
